qrbion.blogg.se - Data guardian and credit card processing

And your good PCI karma will be much higher if you believe in that sort of thing.

If you do follow them on a regular basis, your risk of suffering a data breach will be much lower.

If you don’t follow the standards, you are increasing the chances of a data breach and can be fined.

It protects you and your customers from the bad guys.

Maintaining PCI DSS compliance is good business.

PCI DSS Compliance matters because we all must do our part to prevent and detect credit card fraud. If a bad guy infiltrates any point in the ecosystem, everyone suffers the consequences. That ecosystem includes cardholders, merchants, devices, software, processors, networks, and banks, among others.

Higher costs for future PCI assessmentsĮach data breach or fraudulent activity affects the entire transaction ecosystem.

A data breach could also come with other baggage including: Not only does credit card fraud cause a major headache for the cardholder, it can ruin a merchant’s reputation and potentially its sales. Why does PCI DSS compliance matter?Īccording to, more than 868 million records with sensitive information have been breached between January 2005 and June 2014. Those card brands enforce the standards, not the Council. It was founded by the major payment brands American Express, Discover Financial Services, JCB International, MasterCard, and Visa Inc. The Council maintains, evolves and promotes the PCI set of standards. The Payment Card Industry Security Standards Council (PCI SSC) administers PCI. Find out who needs PCI compliance and exactly what that means for you. PCI DSS applies to ALL organizations or merchants that accept, transmit or store any cardholder data. PCI aims to ensure that all entities accepting, storing, processing, or transmitting card information maintain a secure environment. Essentially PCI DSS are the rules of engagement for processing payments. The standards are a set of technical and operational requirements to protect cardholder information. Our merchants are considered our business partners and their financial success is paramount to the success of our business, therefore delivering the most reliable payment processing technologies is the core of our business.PCI DSS compliance is achieved by following the Payment Card Industry Data Security Standards, often called PCI for short. Our services offer a secure and merchant friendly process and platform. Guardian Payment Processing intends to make all forms of electronic payment processing reliable and affordable to merchants of all sizes. Guardian Payment Processing has a direct relationship with Worldpay, helping us offer our existing merchant base of customers and perspective new customers some of the lowest pricing in the transaction industry. We offer secure in-store payments, online payments, and mobile capabilities. Our payment processing services can help your business accept all payment types, sell products on demand, and speed up your checkout process all things that result in satisfied customers.

We believe it is important for all businesses to accept credit card payments, regardless of their size, to increase revenue and customer satisfaction. We are confident in our ability to help online eCommerce businesses and in-store businesses grow using payment processing. Though the GDPR is intended to protect European citizens and applies to businesses that. The data protection and privacy regulation was approved by the European Union (EU) Parliament back in 2016, after four years of debate. Guardian Payment Processing makes all forms of electronic payment processing reliable and affordable to merchants of all sizes. On May 25, 2018, the General Data Protection Regulation (GDPR) will go into effect.

A payment processor is required to facilitate this process of requesting, verifying, and transferring funds. What is Payment Processing?Ĭredit card processing uses an electronic system to move money from a customer’s bank into a merchant’s bank as payment for a product or service. Even though most consumers now shop with a credit card, working with a credit card processor can be time-consuming for small businesses. Although payment processing typically results in profits, it can also come at a cost for many. Small businesses owners need a simple and cost-effective way to handle payment processing.